Our
name.
Inspired by the 49th parallel that runs along the United States border, our name symbolizes our mission to guide you and your family along a clear financial path as you move confidently into the future.
Our
team.
49 North Advisors is your compass for financial confidence. With an Advisor and Certified Financial Planner (CFP®) professional leading the way, you can trust that your best interests are always at the forefront.
Aaron Tait, CFP®
Founder | Managing Director
Focus
Aaron works with clients to develop financial strategies that can simplify their planning and align with their long-term goals. He enjoys building relationships with clients and taking a detail-oriented approach to creating strategies that fit their unique circumstances.
Education, Awards & Credentials
Outside the Office
Originally from Valley City, North Dakota, Aaron grew up on a family farm, which instilled in him a strong work ethic and appreciation for perseverance. He and his wife, Jamie, along with their daughter, Lucy, enjoy outdoor activities such as biking, skiing, hiking, golfing, and spending time at the lake. Aaron also takes pride in tackling challenges, both in his professional life and hobbies.
Phil Gilbert, CFP®
Partner | Financial Advisor
Focus
Phil Gilbert is dedicated to helping clients identify and achieve their financial and life goals. He enjoys working closely with individuals and families, building trusted relationships and providing thoughtful guidance along the way. Phillip approaches his work with a strong commitment to always putting his clients’ interests first while helping them create a clear path toward financial confidence.
Education, Awards & Credentials
Outside the Office
Phillip was born in San Diego and raised in Chattanooga, Tennessee, spending summers in Detroit Lakes, Minnesota, at his family’s resort. He and his wife, Elizabeth (Beth), enjoy traveling together with their family, especially visiting national parks for hiking and spending time along the Gulf Coast beaches.
Phillip is a musician who enjoys playing fiddle, mandolin, and harmonica in a band, and he regularly attends Americana music concerts and festivals. He is also actively involved in his Catholic church community. Some of his most meaningful memories include attending his daughter’s graduation from the U.S. Naval Academy and adventuring with his daughters, including jumping into glacial river waters during a trip to Glacier National Park.
Andrew Santhavi
Director | Client Operations
Focus
Andrew Santhavi supports the practice’s operational efficiencies and client service processes. Andrew helps facilitate smooth client interactions by coordinating financial service functions and striving to ensure operational strategies align with the practice’s objectives. He works to enhance client support processes by implementing structured service workflows and collaborating with financial teams to address client needs.
Education, Awards & Credentials
Outside the Office
Andrew was born in Bangkok, Thailand, and raised in San Antonio, Texas. He has a passion for cooking, gardening, and landscaping, as well as exploring new cuisines. Andrew and his spouse enjoy traveling together and cooking side by side. He appreciates the balance of work and leisure, enjoying good food and time outdoors.
Maggie Buboltz, FPQP®
Senior Client Associate
Focus
Maggie Buboltz thrives in a client-focused role, providing thoughtful support and building meaningful relationships. She enjoys assisting clients as they navigate their financial needs, approaching her work with attentiveness, organization, and a strong commitment to delivering a seamless experience.
Education & Credentials
Outside the Office
Maggie enjoys an active lifestyle, spending her time exercising, exploring the outdoors, and engaging in community events. She values the connections she builds, whether with family, friends, or neighbors in Detroit Lakes, Minnesota. Always looking for new challenges, she embraces opportunities to step outside her comfort zone, believing that growth comes from taking on new experiences.
maggie.buboltz@49northadvisors.com
Office: 218-530-1101
Mallory Zacharias
Senior Client Associate
Focus
Mallory Zacharias supports client relationships and maintains a thoughtful, organized experience throughout each stage of the advisory process. With ten years of experience working alongside financial advisors, she brings a steady, detail-oriented approach to her work. Mallory approaches her responsibilities with intention and a strong sense of responsibility, valuing clear communication, follow-through, and meaningful collaboration.
Education & Credentials
Outside the Office
Life outside of work centers on family and time outdoors. Mallory and her husband, CJ, stay busy with their two children, Leighton and Wyatt. Together they enjoy time at the park, swimming, or exploring trails. Fishing and hunting are also favorite family pastimes, especially when they offer a chance to spend meaningful time together.
mallory.zacharias@49northadvisors.com
Office: 218-530-1101
